Pricing

Annual Flat Fee
Wealth Management

We believe wealth management is more than just investment selections. It is helping our clients solve complex financial decisions with tax-informed strategies for long-lasting impact for themselves and their loved ones.
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The Old Way vs. The investably Way

In the past, financial relationships may have left you feeling like you are just a number — agents chasing higher asset clients instead of nurturing long-term client value.

But at Investably, we believe there's a better way.
Our TRANSPARENT PRICING

To provide you more clarity and long-term value, we adopted an annual flat fee model.

In a world where financial clarity is paramount, our annual flat fee model provides financial clarity with transparent, predictable, and simple monthly billing, fostering deeper, long-term relationships with a select number of households.

With the flat fee model, you may enjoy long-term value without the significant fee increases & decreases often seen in traditional AUM models based on market conditions.

$8,400

HENRY

Clients with $500K to $1 Million in managed assets

For high-earning-not-rich-yet (HENRY) clients, you face unique challenges, such as high taxes, large student or partnership loans, so you may need to maximize every dollar towards creating more sustainable wealth

$12,000

Next Door Millionaire

Clients with $1 Mil to $5 Mil in managed assets

For high-net-worth clients, you know that $1 million today is not the same as 20 years ago, so you may worry about outliving your assets, while navigating more advanced investment strategies and higher taxes from big 401Ks or IRA

$18,000

Generational Wealth Creator

Clients with $5 Mil to $10 Mil in managed assets

For clients creating generational wealth, you may begin facing greater estate planning concerns with the upcoming 2026 tax sunset, so every decision is critical in helping you create a greater impact for your family or community

Clients with $10Mil+

Custom Services for Private Clients and Non-Profits

For clients with significant assets, we offer custom pricing. Contact us to discuss a tailored plan that meets your specific needs.

Book an appointment

For households below the $500K Minimum

One-Time Limited Planning Engagements

If you are not ready to engage in an ongoing wealth management relationship, you may find benefits in our limited one-time engagements options.

Learn more
Benefits

Annual Flat Fee vs Traditional Assets Under Management

The annual flat fee model offers significant value compared to traditional assets under management (AUM) pricing. According to the Kitces study, the average pricing under an AUM model is approximately 0.9% for $2 million in assets and 0.8% for $5 million in assets. This translates to $18,000 in fees for a $2 million client and $40,000 annually for a $5 million client.
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In contrast, an annual flat fee model provides several advantages:

Predictability

Clients pay a fixed annual amount, allowing for better wealth planning and budgeting without the uncertainty of fluctuating fees based on market performance.

Transparency

An annual flat fee structure is straightforward and easy to understand, eliminating any confusion over how fees are calculated.

Alignment of Interests

Since fees are not tied to asset performance, we are incentivized to focus on holistic wealth planning rather than solely on increasing assets under management.

Cost Efficiency

For clients with significant assets, a flat fee can often result in lower total costs compared to percentage-based fees, especially as their portfolio grows.

Value Perception

Clients may perceive greater value and personal attention from a flat fee model, as it emphasizes the breadth and quality of advisory services provided.

Flexibility

Clients pay on a monthly basis for greater flexibility, accessibility, and simplicity in billing for their annual flat fee.
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Our Wealth Management Services Includes 

Ongoing Wealth Planning Services

  • Financial Planning
  • Retirement Income Planning 
  • Tax-Informed Planning
  • Estate Planning including optional document drafting 
  • Prosperity Protection Planning 
  • Investment Analysis
  • Business Valuations for Planning Purposes (For Business Owners) 
  • Personal Wealth Hub 
  • Scheduled Client Meetings 
Our Wealth Management Services Includes 

Ongoing Investment Management Services

  • Discretionary Investment Trading 
  • Active Portfolio-Level Tax Planning 
  • Integrated Held-Away Management (401K, 529, HSA, DAF, Trust) 
  • High-Yield Institutional Cash 
  • Fixed Income Analysis including direct Fixed Income Trading Desk
  • Annuity Analysis and access to commission-free annuities
  • Asset-Lending Analysis 
  • Direct Indexing for increased Tax Alpha 
  • Trust and Charitable Giving Investment Management 
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FAQS

Frequently Asked Questions

Can I still work with you if I don't have $500K?

How are our annual flat fee paid?

Why did you adopt an annual flat fee model instead of the traditional assets under management?

How is our annual flat fee paid?

How is our AUM determined for tier pricing?

Are there any annual commitments?

What happens to my investments if something happens to Investably?

Do you have any client testimonials?

Convenient and Transparent Billing

Client fees are billed monthly directly from your managed investment account or a third-party platform like AdvicePay. We utilize custodial or a third-party platform for a seamless and transparent payment process.

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Our transparent flat fee pricing model is designed to provide clarity, value, and comprehensive service to clients at every wealth stage. By choosing our model, you gain predictability, reduce conflicts of interest, and ensure every strategy is tailored to your unique financial needs.

 Learn more by booking a 15-minute call today.

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Take Your First Step Today.

Schedule a 30-minute virtual call to learn how Investably may help you grow and protect sustainable wealth so you may have more confidence and time to enjoy your prosperity.
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Virtual calls are by appointment only.

Investably, LLC is an independent registered investment advisor firm registered in the state of Maryland, located at 7200 Wisconsin Ave Ste 500 Bethesda, MD 20814. We serve clients virtually in Maryland and in any states where exemptions may apply.  All content is for information purposes only and not intended for the basis for any financial, legal, or tax advice. Investing always involves risk and possible loss of capital. Past performance is not indicative of future performance. For our Form ADV, click here. For Brokercheck, click here. For more information, please refer to our Privacy Policy and Terms & Conditions. Contact: hello@investably.com or 410-348-1611.