Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it.
- Albert Einstein
Emerging Wealth Program
Investably LLC is offering an emerging wealth program, that combines the empowerment of personalized human support when you need it with the power of digital low-cost platform, to facilitate greater personal financial growth and preparedness for anyone in the earlier stages of their wealth journey
This special program is geared towards uplifting and empowering people in the early stages of building wealth by providing the benefits of consistent holistic financial guidance is holistic with expert and objective low-cost diversified investment management. This program is built to ideally support households earning less than $150,000 in income or have less than $200,000 in assets.
Investably LLC is committed towards helping reduce the wealth gap by empowering others in their wealth journey towards financial freedom, especially among women, minorities, and first generation professionals, to live a purposeful life and retire well.
- No Asset Minimum Required to Start
- 10 minute Digital Onboarding
- Professionally Curated Low-cost ETF Portfolios
- Funds held with modern and tech-enabled custodians
- Workplace 401K Investing Management via Pontera
- Automated Tax Management & Rebalancing
- Annual Risk Profile & Assessment Review
- Annual Household Asset Benchmarking
- Accessible from Mobile, Computer, or Tablet
Ongoing Financial Planning Service Plan:
- Personalized Recommendations
- Measure Progress with Actionable Plan
- Personal Financial Wellness Dashboard
- Monthly Financial Health Vitals Monitoring
- Monthly Market Report
- One Annual Advisor Session
- 10% Discount on Estate Planning through Trusts & Wills
- No Asset Minimum Required to Start
Holistic Wealth Building Financial Vitals for Life's Biggest Decisions
How much wealth do you need to make work optional?
Tt (Total Term) indicates how long you could live on your current wealth if it did not grow.
Do you have the right mix of assets?
The three Elements to the left of Tt (Total Term) provide a clear view of your asset distribution.
Are you using your income wisely?
The middle row of the Elements table address your cash flow.
Are you taking the right amount of risk?
These Elements indicate the risk levels within your investment portfolio, estate planning, and insurance profile respectively.
Helps us determine whether the client will experience too much volatility risk for their personal level of spending and age.
Helps determine how prepared you are to answer end-of-life financial questions.
Measures how much insurance you have compared to how much you need based on annual spending and net worth. Coverage is evaluated for the following types of insurance: life, general disability, business overhead disability, buy-sell, key person, personal liability, and business liability.
Indicates how much of your income is being saved for future expenses, emergencies and retirement. Also an indicator of your overall financial security.
Burn Rate indicates how much of your income is used for living expenses. It helps you understand your spending patterns and retirement preparedness.
Indicates whether you are servicing too much or too little debt for your individual circumstances
Tax Rate helps you determine if your tax liabilty could be reduced with better tax planning.
Estimates the number of years you could live on cash or cash-like assets outside of retirement plans. Also indicates the amount of after-tax money you could access if needed.
Estimates the number of years you could live on the assets you have within qualified plans assuming withdrawals are for qualified purposes (ignoring inflation, taxes, and fees).
Real Estate Term
Estimates the number of years you could live on your current real estate equity and how much of your wealth is concentrated in real estate.
Estimates the number of years you could live on your current business equity (ignoring inflation, taxes and fees). It also indicates how much of your wealth is concentrated in the business.
Estimates the number of years you could live on your current assets (cash, investments, business value, real estate equity, etc.) if they didn't grow.
Start building your future today. Your future-self will thank you.
Taking care of those who need you most requires you taking care of yourself first.