Your Journey at a Glance
Three phases. One continuous relationship.
Every Investably client relationship moves through a deliberate sequence — designed to build trust, establish clarity, and then deliver the proactive, coordinated stewardship your wealth deserves year after year.
Phase 1
Discovery &
Onboarding
Weeks 1–4
Phase 2
First 60 Days —
Foundation
Days 30–60
Phase 3
Ongoing
Partnership
Year 1 & Beyond
Phase 1 · Weeks 1–4
Discovery & Onboarding — building the foundation.
Before we manage a single dollar, we need to understand your whole picture. This phase is about thorough discovery, relationship building, and setting the foundation for everything that follows.
01
Private Consultation
30-minute virtual conversation
Understand your goals and complexity
Confirm mutual fit and next steps
Client decides on engagement
Onboarding fee collected at signing
02
Comprehensive Discovery
Complete wealth intake — income, assets, taxes, estate, business
Upload key documents and statements
Risk profile and life goals assessment
03
Account Setup & Transfer
Custodian account opening (Altruist)
Asset transfer and transition planning
Tax-smart transition sequencing
CPA, attorney, and advisor introductions
Phase 2 · Days 1–60
Your first 60 days — clarity, strategy, and momentum.
The first 60 days are the most intensive period of our relationship. This is where we analyze everything, build your personalized Wealth Architecture, and begin implementing your strategy across every dimension of your financial life.
Day
1–14
Total Wealth Analysis
Net worth and cash flow analysis
Tax profile review — current and projected
Investment portfolio assessment
Insurance and protection gap review
Estate plan and beneficiary review
Day
15–30
Strategy Presentation
Personalized Wealth Architecture delivered
Investment strategy and asset allocation
Tax planning priorities and opportunities
Short and long-term action plan
Questions answered, priorities confirmed
Day
30–60
Implementation Begins
Portfolio construction and funding
Retirement plan enrollment or design
Tax strategy implementation initiated
Estate plan referral coordination
First monthly report delivered
What you receive by Day 60: A complete, written Wealth Architecture — your investment strategy, tax priorities, income plan, estate coordination checklist, and a 12-month action roadmap — all in one document built around your life.
What We Cover Across Your Wealth
Every dimension of your financial life — coordinated.
Our ongoing advisory relationship spans six core domains of your wealth — monitored, updated, and coordinated together so nothing falls through the cracks.
Investment Management
Ongoing · Quarterly Review
Portfolio monitoring and rebalancing
Tax-loss harvesting opportunities
Asset location optimization
Private market access (where eligible)
Wealth & Financial Planning
Quarterly Updates · Annual Refresh
Cash flow and net worth tracking
Retirement income projections
Long-term wealth modeling
Life goal alignment reviews
Tax Optimization
Pro-Active Year-Round
CPA coordination and brief prep
Capital gains and bracket management
Estate & Legacy Planning
Annual Review · Event-Triggered
Beneficiary and titling review
Estate plan coordination with attorney
Trust design and wealth transfer modeling
Legacy and charitable giving strategy
Business Advisory
Quarterly · Exit-Year Intensive
Retirement plan design and ERISA oversight
Business valuation and exit roadmap
Equity compensation planning
Corporate treasury and balance sheet
Risk & Protection
Annual Review · Life-Event Check
Long-term care coordination
Disability and life coverage review
Phase 3 · Ongoing Partnership
Your annual engagement calendar.
This is the rhythm of our ongoing relationship — a consistent cadence of proactive planning, quarterly reviews, and strategic touchpoints that keep your wealth coordinated as your life evolves.
Q1 Planning Session
Tax Filing Prep & CPA Brief
Roth Conversion Review
Retirement Contribution Check
Investment Rebalance
Portfolio Review
Q2 Planning Session
Mid-Year Tax Projection
Estate Plan Review
Insurance Gap Check
Cash Flow Review
Portfolio Review
Retirement Income Update
Business Valuation Update
Q3 Planning Session
Tax-Loss Harvesting
Healthcare Planning Review
Portfolio Review
Business Mid-Year Income Projection
Business Retirement Plan Review
Q4 Annual Review
Year-End Tax Strategy Sprint
Charitable Giving Planning
Beneficiary Review
Next-Year Planning Preview
RMD Planning
Portfolio Review
Business exit or sale
Inheritance received
Job change or equity event
Marriage, divorce, or loss
Real estate transaction
Our Relationship Promise
What you can always count on.
Beyond the structure and cadence, here is what defines the quality of your experience as an Investably client.
01
Direct access — always
No call centers, no assistants. You have direct access to your advisor when life and markets move fast.
02
Proactive, not reactive
We reach out to you before problems arise — not after. Tax opportunities, market shifts, and life changes are addressed proactively.
03
Fewer clients, deeper care
We intentionally limit our client base so every relationship receives the focus, time, and depth it deserves.
04
Transparent and fee-only
No commissions, no hidden fees, no product conflicts. Our compensation is tied only to the quality of your outcomes.
05
Your plan lives and breathes
Your Wealth Architecture is updated as your life changes — not reviewed once and forgotten. It is a living document.
06
Built for long-term relationships
We don't optimize for the transaction. We optimize for trust — built over years and decades, not quarters.
Ready to begin your wealth journey?
Your first step is a private 30-minute consultation — no pitch, no pressure. Just an honest conversation about where you are and whether we're the right fit. Reach us at hello@investably.com · Virtual Calls by Appointment
Disclosures
Investably, LLC is a registered investment advisor (RIA) registered in the states of Maryland and Florida, headquartered at 2 Bethesda Metro Center, Suite 250, Bethesda, MD 20814. As an independent RIA, Investably delivers personalized wealth advisory and investment management services to clients virtually across Maryland, Florida, and all states where exemptions apply. Michelle Gordon is a holder of the Accredited Investment Fiduciary® (AIF®) designation and is a licensed Investment Advisor (Series 65) and licensed insurance professional. All content is for informational purposes only and does not constitute financial, tax, or legal advice. Actual client experience may vary. Investing always involves risk and possible loss of capital.