What You Can Expect On Your Client Journey
Create Your Initial Financial Plan
gain clarity of your big financial picture & Develop Your Initial Roadmap
Create your profiles and account aggregations
Complete evaluations regarding your financial values, risk tolerance, and goals
Commence your ongoing financial planning service model and set up your investment accounts with designated custodians.
Commence Your Trusted Guidance For Your Wealth Journey
Your initial financial roadmap is your starting point. Gain the peace of mind of having a trusted professional throughout your wealth journey according to the plan that best fits your needs:
Implement Your Investment Accounts & Strategy At One of Our Industry-Leading Custodians
Put Your Money to work for you
Digitally open your account with one of our industry-leading custodian partners
Betterment for Advisors
Used across all planning service models to integrate workplace 401K, 403b, and 529 college savings account into holistic investment approach.
Used across all planning service models to integrated tax-smart charitable giving.
Ongoing Support Empowering Your Financial Future
High-touch service to support your wealth journey
As your trust partner, you will continue receiving high-touch service to support your wealth journey including:
- Monthly financial vitals check-in
- Quarterly investment reviews
- Scheduled and consistent financial planning sessions
- Weekly, Monthly and Quarterly Market Insights reports
Feel Financially Empowered By Knowing Your Important Wealth Vitals That Power Your Life's Biggest Decisions
How much wealth do you need to make work optional?
Tt (Total Term) indicates how long you could live on your current wealth if it did not grow.
Do you have the right mix of assets?
The three Elements to the left of Tt (Total Term) provide a clear view of your asset distribution.
Are you using your income wisely?
The middle row of the Elements table address your cash flow.
Are you taking the right amount of risk?
These Elements indicate the risk levels within your investment portfolio, estate planning, and insurance profile respectively.
Helps us determine whether the client will experience too much volatility risk for their personal level of spending and age.
Helps determine how prepared you are to answer end-of-life financial questions.
Measures how much insurance you have compared to how much you need based on annual spending and net worth. Coverage is evaluated for the following types of insurance: life, general disability, business overhead disability, buy-sell, key person, personal liability, and business liability.
Indicates how much of your income is being saved for future expenses, emergencies and retirement. Also an indicator of your overall financial security.
Burn Rate indicates how much of your income is used for living expenses. It helps you understand your spending patterns and retirement preparedness.
Indicates whether you are servicing too much or too little debt for your individual circumstances
Tax Rate helps you determine if your tax liabilty could be reduced with better tax planning.
Estimates the number of years you could live on cash or cash-like assets outside of retirement plans. Also indicates the amount of after-tax money you could access if needed.
Estimates the number of years you could live on the assets you have within qualified plans assuming withdrawals are for qualified purposes (ignoring inflation, taxes, and fees).
Real Estate Term
Estimates the number of years you could live on your current real estate equity and how much of your wealth is concentrated in real estate.
Estimates the number of years you could live on your current business equity (ignoring inflation, taxes and fees). It also indicates how much of your wealth is concentrated in the business.
Estimates the number of years you could live on your current assets (cash, investments, business value, real estate equity, etc.) if they didn't grow.
Discover Your Financial Personality